Reference decision: cc • N° 08-11.072 • 2009-02-25 • Consult the decision →
This decision provides important insight into your property law. Here is what it changes for you.
The situation
When the taking out of works damage insurance is made a condition precedent to the contract for the construction of an individual house, the bank is, after the loan offer has been issued, required by law to ensure the issue of the delivery guarantee certificate, without which the funds may not be released, and not to ensure the actual taking out of works damage insurance.
What the law says
This decision confirms the fundamental principles of property law.
Key points
- Strictly comply with the statutory time limits for legal action
- Keep all your supporting documents (title deeds, deeds, letters)
- Be proactive: preventive advice is always cheaper than litigation.
For an analysis of your situation: 30-minute consultation at €45 with Maître Zakine.
📌 Does this apply to your situation? Maître Cécile Zakine, French real estate lawyer, practises throughout France.
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