Droit Immobilier

When the subscription of a

📅 Décision du 25 February 2009⚖️ Cour de cassation📖 2 min de lecture

When the taking out of works damage insurance is made a condition precedent to the contract for the construction of an individual house, the bank is, after the loan offer has been issued, required by law to ensure the issue of the delivery guarantee certificate, without which the funds may not be released, and not to ensure the actual taking out of works damage insurance.

Reference decision: cc • N° 08-11.072 • 2009-02-25 • Consult the decision →

This decision provides important insight into your property law. Here is what it changes for you.

The situation

When the taking out of works damage insurance is made a condition precedent to the contract for the construction of an individual house, the bank is, after the loan offer has been issued, required by law to ensure the issue of the delivery guarantee certificate, without which the funds may not be released, and not to ensure the actual taking out of works damage insurance.

What the law says

This decision confirms the fundamental principles of property law.

Key points

  • Strictly comply with the statutory time limits for legal action
  • Keep all your supporting documents (title deeds, deeds, letters)
  • Be proactive: preventive advice is always cheaper than litigation.

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📌 Does this apply to your situation? Maître Cécile Zakine, French real estate lawyer, practises throughout France.
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Informations juridiques

  • Numéro: 08-11.072
  • Juridiction: Cour de cassation
  • Date de décision: 25 février 2009

Mots-clés

droit immobilierjurisprudenceimmobilier
Maître Cécile Zakine

À propos de l'auteur

Maître Cécile Zakine — Avocate au Barreau des Alpes-Maritimes, Docteur en Droit. Chaque article de ce magazine est rédigé à partir de l'analyse d'une décision de jurisprudence réelle, commentée et mise en perspective par les équipes de Maître Zakine.

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