Reference decision: cc • No. 95-10.377 • 1997-07-02 • View the decision →
This decision provides important insight into your property rights. Here is what it means for you.
The situation
There is a direct causal link between the grant of a loan for the purchase of a property by a bank and the failure to pay the service charges by the property owners, the obligation to pay these charges being directly linked to the acquisition of the property and, at the time the loan was granted, the debtors' financial situation already being heavily indebted and known to the bank, which was thereby at fault in relation to the damage suffered by the owners' association of the building.
What the law says
This decision confirms the fundamental principles of property law.
Key points
- Strictly observe the statutory time limits for legal action
- Keep all your supporting documents (title deeds, deeds, correspondence)
- Be proactive: preventive legal advice always costs less than litigation
For an analysis of your situation: 30-minute consultation for €45 with Maître Zakine.
📌 Does this apply to your situation? Maître Cécile Zakine, French real estate lawyer, practises throughout France.
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